.

Saturday, January 30, 2016

An Unexpected Refund

Okay, I'm sure you know that I hate blowing money on anything medical related. In fact, I hate it so much that I always opt for staying awake during my visits with my colorectal specialist rather than paying to be sedated. It's traumatic and barbaric, but it saves me money. When I had to drop fat stacks on my MRI in November, it irritated me.

The lady at the imaging place told me how much I owed, so I pulled out my insurance card because I didn't think the price on the bill had been adjusted for insurance. "I'm sorry, dear, I've already ran this through your insurance." Holy shit, I thought as I slowly handed her my credit card. Ouch, that hurt my bank account. Behold, I got a bonus at work in December and the net pay was 37 cents more than the cost of my MRI.  Isn't that kind of freaky?

When I was paying bills last night, my credit card statement said I didn't owe anything because I had a credit. It baffled me. After further review, I found that the imaging place gave my card a full refund. It feels like an early birthday present!!! I had called insurance a few times after the MRI to ask about a possible partial refund, but they kept telling me that the claim hadn't been processed yet. The refund paid my credit card bill for January and will likely cover most if not all of February's bill as well. So yeah, I'm pretty much just banking money this month. Gah!!! This makes me so happy!